A Bank standingon a solid foundation.

With a solid foundation in financial services, MCBL ultimately focuses on connecting with customers to provide a personalised banking experience.

Over 30 years of Bankingsince 1986


Mercantile Credit Bank Limited (MCBL) was incorporated in Uganda on December 1981 and only commenced operations in July 1986.

We started out as a Merchant Bank facilitating importation and exportation.


With the approval of the Financial Institutions Act, MCBL was categorised as a Tier II Institution supervised by Bank of Uganda.


MCBL was approved in 2006 by Bank of Uganda to provide operating and finance leases as products to the public.


MCBL enriched its product range with Leasing products (operating and financing leases) following approval by the regulator (BOU)


MCBL enters into a long-term Institutional funding arrangement with the Eastern and Southern African Trade and Development Bank (PTA Bank)

A Vision to lead

To be a leading quality player and Customer Development partner in the financial sector in Uganda.

Through our vision, we are able to ensure that we provide a service offering which enables us exceed customer expectations irrespective of the location.

A Mission to deliver quality

To offer the highest possible quality services through carefully designed banking products tailored towards the needs of individual customers at a competitive price.

Our boutique banking experience enables us to design products that are responsive to our customers’ needs thereby ensuring a competitive edge in our service offering.

Banking Supportwhen you need it most

At Mercantile Credit Bank we understand that banking can be stressful. You are not alone. Our team of experts is always on stand by to answer your questions.